Is there any risk of commercial acceptance bills?

The risk of commercial acceptance bills is the risk that cannot be redeemed at its expiration. 1. Business tickets have the risk of incapable of acceptance. 2. Business tickets may not be discounted. 3. There are pursuit risks after the discounted business tickets expire.

. Where is the risk of commercial acceptance bills and how to avoid?

1. Only as much as possible to accept commercial acceptance bills of large enterprises with good commercial credit, or to accept commercial acceptance tickets for related companies, and do not accept commercial acceptance bills issued by customers who do not accept commercial credit.

2. The acceptance period of commercial acceptance bills should not be too long. Due to the business risks of enterprises in the market economy environment, the future commercial credit of customers cannot be expected.

3. Customers are required to issue a commercial acceptance bill that will be paid immediately.

4. For the endorsement of the endorsement of the commercial acceptance bill, you can prompt the payment to pay the payment and get the corresponding payment to the billing payer, and then the identity in the customer (its "Bill Law" is the ticket or the endowner or the endowner )Ship.

5. For the long -term commercial acceptance bill issued by customers, commercial banks that develop related businesses can be discounted before shipping. The conditions for discounting are to abandon the right to pursuit.

6. Customers are required to issue a commercial acceptance bill for the bank with the bank, and it can be discounted to the banks issued by the guarantee letter after delivery.

. What is the difference between commercial acceptance bills and bank acceptance bills?

The biggest difference is that the accepters are different. Secondly, the acceptance credit of commercial acceptance bills and bank acceptance bills is also different. Commercial acceptance bills are business credit, and bank acceptance bills are bank credit. In contrast, the discounted difficulty of commercial acceptance bills is difficult than the discounting difficulty of bank acceptance bills

. Commercial bills will be issued by the issuer
The settlement method of the receiver or the ticket holder. Commercial bills are divided into commercial acceptance bills and bank acceptance bills. Commercial acceptance bills are accepted by the payer outside the bank (the payer as the acceptor), and the bank acceptance bill is accepted by the bank. When industrial and commercial enterprises need to use commercial bills, they can become ticket issuers. The main difference between commercial bills and banking bills is: the issuer of the banking bill is banks, and the issuer of commercial exchange is industrial and commercial enterprises.